Your mortgage journey with our confidence.

Embark on your mortgage journey with Lending Bay, where reassurance and reliability guide you from initial inquiry to final approval.

Today’s rates

P&I

Percentage rate

70% LVR

6.14%

80% LVR

6.14%

>80% LVR

7.55%

Last updated May 20 2024 at 1.00 pm

Your mortgage journey with our confidence.

Embark on your mortgage journey with Lending Bay, where reassurance and reliability guide you from initial inquiry to final approval.

Today’s rates

P&I

Percentage rate

70% LVR

6.14%

80% LVR

6.14%

>80% LVR

7.55%

Last updated May 20 2024 at 1.00 pm

Your mortgage journey with our confidence.

Embark on your mortgage journey with Lending Bay, where reassurance and reliability guide you from initial inquiry to final approval.

Today’s rates

P&I

Percentage rate

70% LVR

6.14%

80% LVR

6.14%

>80% LVR

7.55%

Last updated May 20 2024 at 1.00 pm

Your mortgage journey with our confidence.

Embark on your mortgage journey with Lending Bay, where reassurance and reliability guide you from initial inquiry to final approval.

Today’s rates

P&I

Percentage rate

70% LVR

6.14%

80% LVR

6.14%

>80% LVR

7.55%

Last updated May 20 2024 at 1.00 pm

“At Lending Bay, we know that finding the right mortgage is more than just buying a house—it's about realizing your dreams and securing a stable financial future.”

Kai Xu

Kai Xu

Founder, Lending Bay

A data driven mortgage origination company.

At Lending Bay , we are more than just a finance mortgage company we're your dedicated partners in achieving your homeownership dreams. With years industry experience and a commitment to excellence.

95%

Customer Satisfaction Rate

Our commitment to exceptional service is reflected in our high customer rating

$50M

Million in Mortgage Loans Funded

Our track record speaks for itself, with Lending Bay having facilitated over $50M.

6.09%

Low Interest Rate

Securing a mortgage with a 6.09% low interest rate can be real.

Why choose Lending Bay for your mortgage needs.

1

Expertise and Experience.

With years of experience in the mortgage industry, our team of the professionals brings a wealth of knowledge.

2

Competitive Rates and Programs.

At Lending Bay, we strive to offer competitive rates and a wide range of mortgage programs to suit diverse preferences.

3

Exceptional Customer Service.

Providing exceptional customer service is at the heart of what we do. Our dedicated team is committed to delivering.

We Have more than 10 years of experience

We Have more than 10 years of experience

Your trusted mortgage partner.

We take pride in being your trusted mortgage partner. With a commitment to integrity transparency, and personalized service.

Mortgage Consultation

Our Mortgage Consultation service is the first step towards realizing your business.

Mortgage Consultation

Our Mortgage Consultation service is the first step towards realizing your business.

Mortgage Consultation

Our Mortgage Consultation service is the first step towards realizing your business.

Mortgage Consultation

Our Mortgage Consultation service is the first step towards realizing your business.

Mortgage Refinancing

Our Mortgage Consultation service is the first step towards realizing your business.

Mortgage Refinancing

Our Mortgage Consultation service is the first step towards realizing your business.

Mortgage Refinancing

Our Mortgage Consultation service is the first step towards realizing your business.

Mortgage Refinancing

Our Mortgage Consultation service is the first step towards realizing your business.

Homebuyer Education

Our Mortgage Consultation service is the first for step towards realizing.

Homebuyer Education

Our Mortgage Consultation service is the first for step towards realizing.

Homebuyer Education

Our Mortgage Consultation service is the first for step towards realizing.

Homebuyer Education

Our Mortgage Consultation service is the first for step towards realizing.

Fast & easy process.

Gather necessary documents collect essential documents such as and tax returns identification, proof.

Preparation phase

Review your credit score and history. Aim to improve your score if needed by paying off debts.

Loan Application

Explore various lenders and mortgage options to find the best fit for your financial situation and needs.

Approval and Closing

The lender evaluates your application, verifying to for information and assessing risk to the risk.-

Clients with honest review

We take pride in being your trusted mortgage partner. With a commitment to integrity transparency, and personalized service.

Latest news and insights

We take pride in being your trusted mortgage partner. With a commitment to integrity transparency, and personalized service.

Get your questions answered

We take pride in being your trusted mortgage partner. With a commitment to integrity transparency, and personalized service.

What types of home loans are available at Lending Bay?

How much deposit do I need to buy a home?

How does Lending Bay help first-time home buyers?

What is the difference between fixed and variable interest rates at Lending Bay?

Can I get a home loan with a low credit score at Lending Bay?

What types of home loans are available at Lending Bay?

How much deposit do I need to buy a home?

How does Lending Bay help first-time home buyers?

What is the difference between fixed and variable interest rates at Lending Bay?

Can I get a home loan with a low credit score at Lending Bay?

What types of home loans are available at Lending Bay?

How much deposit do I need to buy a home?

How does Lending Bay help first-time home buyers?

What is the difference between fixed and variable interest rates at Lending Bay?

Can I get a home loan with a low credit score at Lending Bay?

Get A Free Quote

Ready to take the next step towards homeownership or exploring your refinancing options? Our team at Lending Bay is here to help!

Facing any problem to get a quote call us now.

07 3778 4910

Been here before?

Get A Free Quote

Ready to take the next step towards homeownership or exploring your refinancing options? Our team at Lending Bay is here to help!

Facing any problem to get a quote call us now.

07 3778 4910

Been here before?

Get A Free Quote

Ready to take the next step towards homeownership or exploring your refinancing options? Our team at Lending Bay is here to help!

Facing any problem to get a quote call us now.

07 3778 4910

Been here before?

Get A Free Quote

Ready to take the next step towards homeownership or exploring your refinancing options? Our team at Lending Bay is here to help!

Facing any problem to get a quote call us now.

07 3778 4910

Been here before?

Elevate Your Experience and Take Command of Your Smart Home.

© 2024 Lending Bay. All Rights Reserved.

Elevate Your Experience and Take Command of Your Smart Home.

© 2024 Lending Bay. All Rights Reserved.

Elevate Your Experience and Take Command of Your Smart Home.

© 2024 Lending Bay. All Rights Reserved.

Elevate Your Experience and Take Command of Your Smart Home.

© 2024 Lending Bay. All Rights Reserved.